Showing posts with label financial matters. Show all posts
Showing posts with label financial matters. Show all posts

Thursday, June 28, 2012

how to start a carinderia business in pinas

Carinderia is a local eatery selling and serving affordable viands for the masses. It’s also known as a “turo-turo” wherein customers literally point what they want to eat. If your house is located in a busy area or surrounded by a lot of office buildings and schools, then putting up a carinderia business is a wise choice. You can start your business right in your own home with a small capital investment!
Things to Consider in Putting up a Carinderia Business:


Saturday, June 9, 2012

mr gugel adsense

naburaot na ako kaka fill up ng forms ng google adsense un pala antayin ko pa ung approval. bahala na si mr gugel don. sayang ung kikitain kong 1 dollar per year!!!

wahahahaha....

baket sino naman magbibigay sa akin ng ganong pera sa pamamagitan ng pag e-emote ko aber?!

well, well, well....

hala, makapag banat muna ng buto. kawawa naman tong kumpanyang to at ninanakawan ko ng oras habang ako ay naka aircon.

Wednesday, May 23, 2012

saved S$61 today!

i always feel guilty pag inuuna ko sarili especially sa mga bagay na kapag hindi ko naman mabili e hindi naman ako mamamatay. pero at the back of my mind, sinasabi ko na i deserve this naman kc nagwo-work ako. someone needs how to reward herself pero if alam mo sa sarili mo na may mga taong umaasa sayo at kung gaano kalayo ang mararating nun ng equivalent amount in peso, napapaisip ako lagi. pero minsan, bumibigay ako at nanghihina din lalo na pag magaling ang sales talk.

but today was an achievement for me - proud of myself!

Friday, May 18, 2012

kill me instead



kill me instead - it's not even the title of the latest book i bought. that's how i felt for having another loan (from a loanshark!) because i need to send money to my beloved ones.

i was supposed to buy some self-help books then i thought, what else is not known to me to eliminate the debt pit i am right now. alam ko ung lahat, believe me. the question here is now knowing the facts but learning how to apply them and when.

i may not be a board passer but i know how number's work. ginagawa ko na rin cgurong bisyo ang pangungutang. or dapat magpa rehab na ako? baka addiction na to.

bisyo na 'to!

i can now imagine how my other relatives and my husband's relatives abroad were feeling every time we drop a message at facebook asking for financial help. probably the same feeling i am having right now. 

for three days straight, my husband and i, had been receiving,  expressly and impliedly, messages asking for financial help. first was from nephew - asking for like 500 bucks lang naman because mapuputulan na daw sila ng tubig and pandagdag sa pang atm ng pinaka maganda kong pamangkin. fine. walang problema. valid reason pero sana maghanap na sya ng work kahit alam nyang pag aaralin ko sya. tingin nyo, davah?! second, kailangan pala ng pang enroll ng pamangkin kong idol si boy abunda so nagpunta si ate sa bahay. 250 pesos lang naman at saka ate ko yon. fine. kinabukasan, si brother-in-law naman. mapuputulan na daw sila ng ilaw at kailangan ng pandagdag na 900 pesos. dahil sa asawa ko, pinagbigyan na din namin. kinabukasan, may fb message ako, galing sa asawa ng pamangkin kong isa. kailangan daw ng pampa check sa apo kong 3 days ng nilalagnat. pwede naman nyang dalhin sa public health center or sa government hospital, katulad ng ginagawa namin sa anak ko kapag walang wala kami. and then, today, nag drop din ung asawa ng brother in law ko. pahingi daw ng pera kahit magkano lang! hindi ko na sya pinaasa. i told her straight na wala akong mapapahiram sa kanya dahil tinulong na namin sa asawa nya. tapos sabi pa nya wag kong sabihin sa asawa ko?! huwat?! turuan pa akong maglihim e un na lang kakampi ko sa buhay bukod sa mga anak ko.

 the money involve was probably small. but the point is - bisyo na to!

ginagawa na ba nilang libangan ang paghingi sa amin? i mean hindi kami madamot mag-asawa. like we plan for them. we plan to how make all our lives better. pero pano kami makaka ipon kung ganito!

my husband and i decided not send the kids to private school simply because we cannot afford it - yet. we accepted the sad truth. kesa ang umasa pa kami na tutulungan kami ng mga tyahin nya davah?! at parang, ikr, so awkward. you know, ofw ka tapos umaasa ka pa din na tulungan ka financially. kung hindi kaya, hindi kaya. ang dami ko pang utang at hindi pa un nabawasan ng isang kusing nung pagpunta ko dito tapos ganito. masakit don, ayaw nilang maniwala na mas matangkad pa sa akin ang listahan ko ng utang.

i don't want to shut them out of our lives or magtampo ng tuluyan pero ayaw kong masayang ung sakripisyo ng mga anak ko for being mother-less for how many months now and counting. 

pano ko kaya mapapa-realize sa kanila na wag nila kaming gawing easy access to solve their financial problems. at sana hayaan din nila muna kaming makabangon sa pagkakalugmok.


Thursday, May 17, 2012

ang pagbabalik

welcome to me mga ka-echos.

nagpahinga lang nang konti. nanood ng sandamakmak na romantic comedy movies at walang napala. well, aside from the temporary happines, i got some lifetime lessons and crayola ever moments. ano pa flu! magiging emotera ba ako if walang crying moments.

and besides, that's where i get my strength. after a very hard cry, i will be able to pick myself up.

at mag move on.

tsk....gotta go. antok na me. please stand by for upcoming posts - as in. :)

Tuesday, May 1, 2012

may laptop na me!

salamat sa courts flexi plan may bago akong utang. haist. hindi bale konting pagtitipid lang to. aalis na.kse si room mate e kawawa naman.me. pag uwi ko sa oct ibibigay ko na to sa asawa ko.

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Sunday, April 29, 2012

dream watch

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Talking about delayed gratification.

Okay, I lost my battle with my own self. Next time, when it is payday, do not go to the mall. Saw this watch and told myself I deserve some reward after all. Only to feel guilty afterwards.

There are few lessons here:
  1. No one knows yourself but only you. No matter how wide reader you are about a lot of stuff it would still be useless if the lesson learned is not apply. If you know you cannot control yourself, do not hit the shopping malls when you are stucked with money that you know is intended for some more valuable things.
  2. When you decide on some thing, be sure to be happy about it.
I do not need the watch. I was just lured by the 20% off the price but surely I can be happy about it since I decided to buy it. A gift to myself but then since I sacrificed some necessities and debts to be paid, I should also give myself some punishment.

Goodbye iced lemon tea for the meantime. Should tight my budget a little bit more.

Sunday, April 1, 2012

doris bigo-nia

bitter ocampo ako ngayon like at this time at this moment - oo ngayon.



narinig ko ang boses ng hate kong land lady. like hindi pa pala dapat ako mag tanim ng sama ng loob dahil magtataas ng renta. may mas malala pa don.

tang inang doris bigo-nia na to. kaya pala nambabae asawa nya dahil masama budhi nya. like kagabi ko lang na confirm na kaya nya kinuha ang IC ko para i-copy dahil natatakot sya for reasons not known to me huh na related sa pag uwi ko after 3 months of employment na hindi nya mapaniwalaan at sa panghihiram ko sa kanya ng pera para sa pag uwi ko pa rin na hindi naman nya ako napahiram. duh?!

why make fuss of something na wala naman syang kinalaman?! buti sana if napautang nya ako! kainis.

Saturday, March 31, 2012

Seminar

Off to work. Later to a financial coaching session. Egzoyted! -- Ako Emotera (@pasankoangdaigd)

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